In England it is allowed to use a peosanrl account for business purposes, although the banks do not like it because they cannot charge what they want. That is the whole point. An account where they cannot charge to start with. Once they find out you are using it as a business account, give them the choice of either good terms and facilities for a business account, or tell them you may consider going elsewhere.You are in business, but so is the bank. To a certain extent you are competing with the banks they want as much of your money as they can get, you want to give them as little as possible.

My hat is off to your astute cmonmad over this topic-bravo!

I am quite certain I’ll be told plenty of new stuff proper here! Good luck for the next!